Preparing for a Mortgage: 5 Essential Steps for Homebuyers
Navigating the mortgage process can be daunting. In this blog post, we’ve broken down the essential steps shared by Josh High from Swift Home Mortgage to help you prepare for a mortgage, whether you’re a first-time buyer, a realtor, or planning your next purchase. Learn about improving your credit score, organizing your finances, stabilizing employment, staying current with taxes, and understanding your buying power.
Mortgage Rate Increases: How to Make Your Voice Heard
Mortgage rate increases have raised concerns for borrowers, prompting 27 states to submit a letter to the Biden Administration. Make your voice heard by contacting your Congressional Representative, and support the bills introduced to ensure a fair housing market for all.
Mortgage Rate Adjustments Explained: What You Need to Know
Learn about the impact of recent loan level pricing adjustments on mortgage rates and how it affects homebuyers with different credit scores and down payments. Don’t be misled by media headlines – this article breaks down the changes, clarifies misconceptions, and helps you navigate the mortgage landscape.
Understanding Demographics and Their Impact on the Real Estate Industry
A Deep Dive into Generational Statistics, Home Buyers, and the Future of Real Estate
How to Save Money on Your Mortgage Payment: Dropping PMI and Handling Escrow Shortages
Learn how to save money on your mortgage payments by understanding PMI, dealing with escrow shortages, and working with your mortgage servicer. Discover valuable tips and tricks to help you navigate the process.
Navigating Property Taxes After Purchasing a Home: What Buyers and Realtors Should Know
Discover the importance of being prepared for property tax reassessments after purchasing a home. Learn how buyers and realtors can anticipate potential tax increases, and the steps you can take to avoid surprises in your mortgage payments.
Second Homes and Investment Properties: Strategies and Financing Options
In this blog post, we will discuss the strategies and financing options for purchasing second homes and investment properties. Josh High, a broker at Swift Home Mortgage, shares his expert advice on the various options available for potential buyers. Second Homes: The Federal Housing Finance Agency (FHFA) has increased loan-level pricing adjustments for second homes […]